Critical Illness

PrimeHealth Pro

Multiple Illnesses Benefit　　　　　　　　　　　　　　Multiple Critical Illness Claim Payments

PrimeHealth Pro covers up to 148 critical illnesses and offers 4 additional claim payments for Cancer, Heart Attack and Stroke which are with higher recurrence risks. The plan also provides extra cash benefits for critical illnesses to safeguard your health.

Comprehensive Coverage of

148 Critical Illnesses Up to 4 Additional Claim Payments

Issue Age
Age 0 – 70*
Benefit Term
Up to age 100
Premium Payment Term
10 / 15 / 20 / 25 Years

Notes

*Issue Age varies by the Premium Payment Term:
10 years Premium Payment Term: Age 0-70
15 years Premium Payment Term: Age 0-65
20 years Premium Payment Term: Age 0-60
25 years Premium Payment Term: Age 0-55

Product Features

Coverage of 148 Critical Illnesses

Coverage includes: Severe Psychiatric Illness, ICU protection, etc.
Common eye diseases: Glaucoma, Macular Degeneration / Early Onset of Cataract
Severe Child Diseases: Attention-Deficit Hyperactivity Disorder, Autism, Severe Asthma, etc.

Multiple Critical Illness Claim Payments

4 additional claim payments for Cancer, Heart Attack or Stroke
Cash Benefit for Continuous Cancer + Cash Benefit for Heart Attack and Stroke

Dual Reassurances

Cash Value
Waiver of Premiums

Extended Protections

Sperm / Oocyte Cryopreservation Benefit [First in HK & Macau¹]
Critical Illnesses due to congenital conditions
Care2Share Extra Benefit

¹Based on the similar types of plan in the Hong Kong and Macau market, as of the publishing date of this page in November 2021.

MediNet Pro

Second medical opinion provided by US medical specialists
Quality treatment referrals in the USA

Supplementary Benefits

Optional Extra Cancer Cash Benefit
Optional supplementary “Payor’s Benefit”

Extra Cash Benefits

If the Insured is diagnosed with Cancer / Heart Attack / Stroke, on top of the lump-sum benefit payment of up to 100% of the Basic Sum Insured, additional cash benefits for critical illnesses will be paid with no waiting period. You can spend the cash at your total discretion to cover the loss of income.